Decentralized Finance, or DeFi, has been creating a stir in the financial world in recent years as it offers you new ways to access financial services without the need for…
Multi-factor authentication (MFA) is a security process where users must provide two or more forms of verification before they are granted access to a system or profile. In addition to…
Digitalisation in the South African financial industry has been gaining significant momentum over the last decade (Romagny et al., 2021). Due to the quick entry of new digital players, the…